The dos and don'ts of certificate requests
Stuck with a pesky certificate request? Not sure where to start? Look no further, we're here to help! Below you will find step-by-step instructions and tips to guide you through submitting an approved event/venue which does not need any changes, an approved event that needs changes made, and how to create a new/unapproved certificate for an event/venue.
Pro tip: After a certificate is submitted, you can't go back into the request to make a change. However, if you need to make a change, we can
What you need to know to be in the know about insurance!
Below you will find some frequently asked questions about our policies! Have a question about your policy you don't see below? Please contact our office by emailing info@specialtyinsuranceagency.com or calling our office at 715-246-8908.
- Can I add an individual as additionally insured? No, only an event or venue may be listed as additionally insured. However, if you are performing or vending on private property, you can list "Property of" and then the individual's name. If you have any
The perils of insurance fraud
Fairs, events, and performances often require commercial general liability coverage from their vendors and performers. A friendly reminder that events/venues do send us your submitted certificates to verify that you have insurance. If it's found that you do not have insurance and you have submitted a doctored certificate, you could be charged with insurance fraud.
Committing insurance fraud means that not only will you not be able to obtain insurance in the future, but you also run the risk of
What is an additional insured?
You’ve booked the gig, received your contract, and notice the event/venue wants to be listed as an additional insured on your policy. Some may simply say they want to be added or named on your insurance. It's important to remember you are covered regardless of an additional certificate (COI), and not all events/venues require them. So what does a COI actually do?
A COI gives the event/venue protection under your policy if something arising from your operations on their property leads to a claim